Straight Talk About Annuities

The annuity world has always been a mystery to most people, and most people buy the wrong one. They are manipulated by sales people seeking the highest commission. Don’t be fooled into buying an annuity based on what the stock market may or may not do! What you should be buying is a guaranteed fix rate annuity backed by the assets of both the insurance company and your state insurance fund, with a death benefit that allows you to avoid probate. Your money grows tax free year after year Your interest is compounded, you earn interest on your interest You are insured up to 300 thousand dollars for each annuity. Never buy in a larger amount. If you have 400 k to invest buy 2 at 200 thousand, don’t lock in for a long period of time, 5 years is long enough. Keep your options open!   I seek out annuities that pay 5% per year from solid American companies that stay away from risky investments. If you would have invested $100,000 in the bond or stock market in 2008 you would be lucky to have 60 thousand left. With a guaranteed 100 thousand dollar annuity you’d have 105 thousand, a big difference As a Certified Senior Advisor I have been educated and trained in the well being of my fellow seniors.   Give me a call and let’s get together. I will show you how to build on what you have for ease of mind and quality of life.