Ziesing
on: 11/18/2013 - 18:13

What is a fixed-index annuity?

A fixed-index annuity is a relatively new financial option offered by insurance companies. It was created in 1994 as an alternative investment to stocks, mutual...

dbarnard
on: 09/10/2013 - 12:50

Hurricane Sandy devastated the Atlantic Seaboard, the national election has come and gone, but your money is still safe and sound. Think of the simplicity the annuity brings to your life. No fees,...

dbarnard
on: 09/10/2013 - 12:23

Over the past few years, we’ve seen the” chicken and egg” cycle continue in the national economy. The Federal Reserve pumps more money into the system and buys vast quantities of U.S. bonds and mortgage backed...

dbarnard
on: 09/10/2013 - 11:43

It’s important to know that even in the best years the stock market carries a 30% chance of loss. So there is always a 1 in 3 chance the market won’t perform to expectations.

Sadly, in good times people...

dbarnard
on: 09/10/2013 - 11:16

Today 10,000 new baby boomers retire each day. Think about it: Many people don’t get defined pension plans from their employers anymore.

If anything, employers have reduced their 401k match, while employees...

Claude S
on: 08/27/2013 - 15:35

Long term loans carry higher interest rates than short-term loans, because there are more variables in play over a longer period.

Another factor that makes long term loans less attractive to lenders, thus...

Claude S
on: 08/14/2013 - 10:09

The average worker usually begins working in their early teens and from that point on is paying decades and decades worth into the Social Security System so that when the time comes for them to retire, they will have...

Claude S
on: 06/13/2013 - 10:53

Workers who are still employed near or past traditional retirement age are now earning more per hour than workers in their prime years, according to a new analysis of government data.

This is in contrast to...

tterlau
on: 05/29/2013 - 16:19

In today’s installment, I would like to talk about exchanging life insurance or annuities. Over the last couple of years, life insurance and annuities have adapted to better suit the needs of folks in or near...

tterlau
on: 05/23/2013 - 17:59

I would like to share with you some basic information about IRA’s including their definition, their contribution limits and their tax benefits.

What is an IRA?

IRA is an acronym for an Individual...

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