Financial Planning

Where do we get our beliefs? Why do we hold onto them so fiercely, especially when they don’t help us? Are we able to change? How do learn to run against the pack? Where do we find the courage to do so?

Live Your Life Deliberately

Whether you read this article in the beginning of the year or later in 2010 a great question to ask yourself is “What are my financial goals this year”?

When it comes to pursuing the American Dream most of us try as hard as we can to accumulate wealth. We do this so that we can enjoy a comfortable income and retire with dignity. However, what if you were actually wealthy in retirement and at the same time looked poor on your income tax return? How would that impact your retirement years?

Tax Planning is always important to do but even more important now. It generally made sense to defer taxes to future years, but that may not be the case as it appears future taxes could be going up.

2010 Is a Big Sunset Year On-Tax Provisions
Several tax benefits will be going away. For instance, the top tax bracket will be going up from 35% to 39.6%, some talk of it going up to 45%. The minimum tax bracket will go from 10% to 15%. All of us will want to stay abreast of tax legislation. Because of the coming sunset on provisions,

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Mega star Nicolas Cage is on the verge of bankruptcy. According to the Associated Press, he owes the IRS $6.3 million in back taxes from 2007. Additionally, he has a lien on his real estate holdings and is being sued by East West Bank for $2 million that he borrowed and hasn't paid back.

By now you've probably heard that actor Nicolas Cage, star of numerous Hollywood blockbusters, including Gone in Sixty Seconds and Leaving Las Vegas, has run into a spot of financial trouble lately, with his ex and baby mama Christina Fulton recently suing the actor for 13-mil and he reportedly has several homes facing foreclosure.

Now, nobody thinks Cage is a dummy, so how does a smart guy who's made millions end up with money trouble.

During this time of economic downturn and financial struggle, most families are desperately trying to figure out how to make more money or how to keep more of their money.

Financial planning is a process that requires discipline and for many a financial planner offers the advice and guidance one needs to stay on budget. The first step toward planning your financial future is usually the hardest, but regardless of when you begin, the basics remain the same.

Here are the six most important steps to get started with your financial planning:

http://www.bloomberg.com/apps/news?pid=20601087&refer=top_news&sid=aX8D5utKFuGAIt really takes a professional to analyze this article, but the main point I gather from this is that Merrill Lynch's John Thain stole Lehman's Saviour out from under them in a very small footnote of what is an article that took me several minutes to read.