Retirement Planning

Where do we get our beliefs? Why do we hold onto them so fiercely, especially when they don’t help us? Are we able to change? How do learn to run against the pack? Where do we find the courage to do so?

Live Your Life Deliberately

I love the GPS dashboard device that my wife bought me for Christmas a few years back that tells me where to go and when to turn! I still carry a real, actual, good old paper Rand McNally road map in my car, but my GPS gets me from point A to B without any headaches.

In spite of being an industry with billions of dollars in transactions taking place year after year ($12 billion estimated in 2008), the Life Settlement industry seems to still be a mystery to many seniors and their advisors. Not knowing about a life settlement could result in both parties missing out on substantial amounts of money for themselves.

The most valuable asset you have is your IRA. In 1975 the government established individual retirement accounts, aka IRA’s, to be held at a custodial institution - a bank or brokerage firm – which can be invested in anything the custodian allows including Annuities, Stocks, Bonds and Gold. Transactions in the account including interest, dividends and capital gains are not subject to taxes while still in the account .You deposit money free of any tax until you decide to withdraw it.

When it comes to pursuing the American Dream most of us try as hard as we can to accumulate wealth. We do this so that we can enjoy a comfortable income and retire with dignity. However, what if you were actually wealthy in retirement and at the same time looked poor on your income tax return? How would that impact your retirement years?

Financial magazines, newspapers, TV programs, and local communities have battered the reputation of a very strong and useful financial product, the annuity. In many cases, the most outspoken opponents of annuities are those who are not licensed to offer them or don’t really understand them.

Tax Planning is always important to do but even more important now. It generally made sense to defer taxes to future years, but that may not be the case as it appears future taxes could be going up.

2010 Is a Big Sunset Year On-Tax Provisions
Several tax benefits will be going away. For instance, the top tax bracket will be going up from 35% to 39.6%, some talk of it going up to 45%. The minimum tax bracket will go from 10% to 15%. All of us will want to stay abreast of tax legislation. Because of the coming sunset on provisions,

By now you've probably heard that actor Nicolas Cage, star of numerous Hollywood blockbusters, including Gone in Sixty Seconds and Leaving Las Vegas, has run into a spot of financial trouble lately, with his ex and baby mama Christina Fulton recently suing the actor for 13-mil and he reportedly has several homes facing foreclosure.

Now, nobody thinks Cage is a dummy, so how does a smart guy who's made millions end up with money trouble.

My company has access to money that is used solely to lend business owners / doctors / Lawyers / CPA’s, the money to “catch-up and /or replace the dollars needed for a secure financial retirement. This loan is a commercial loan to the Corporation that DOES NOT require any personal guarantee and NO factoring or pledging of any of your business or personal assets to secure or collateralize this loan.