Why the Dropping Unemployment Rate Matters to You

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The last year has been a rollercoaster ride in terms of unemployment numbers. The good news is that we finally seem to be on...

What Does a Good Retirement Income Look Like in 2021?

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Everyone knows the importance of saving for retirement. But with all the talk about how important retirement saving is, no one talks about how...

How Did Housing Prices Get So Out of Whack?

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The problem: Minimum-wage workers can’t afford rent for a modest, two-bedroom apartment in 90% of U.S. counties, according to the National Low Income Housing...
registered index-linked annuities

Life Insurance vs. Annuity: What’s Better for Retirement Income?

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Life insurance and annuities are similar, they are not the same. Both can provide income during your retirement years. But, if you're strictly looking...

How to Address Inflation Risk in Your Retirement Plan

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Hello, inflation: It’s true, sticker shock is happening everywhere. Prices have risen 5% or more compared to the prior year for three consecutive months,...

Why are Some Retirees Scared of Annuities?

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One of the main concerns that people have when planning for retirement is running out of money. Because of this, people aggressively fund their...

What You Need to Know About the New 401(k) Rollover Rules

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The dilemma: When you leave a job voluntarily for another (as many early in their careers do) or retiring, what exactly should you do...

How to Calculate the True Value of an Annuity

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The present value of your annuity is the cash value of all the payments you’re due to receive during your retirement years at a...

Should We Be Worried About Consumer Spending?

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The (bad) economic news: Newly released research from Bank of America suggested a major consumer slowdown in August. Not long after, a report from...

What Can an Annuity Bring to Your Retirement Plan?

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Whether you're retiring in 3 years or 30, having an annuity is a wise decision. With an annuity, you can ensure that your money...
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